关于”经济危机“的英语作文范文2篇，作文题目：economic crisis。以下是关于经济危机的小学英语范文，每篇作文均为满分范文带翻译。

高分英语作文1：economic crisis

What caused the financial crisis? I think we can sum up the causes of our current economic crisis in one word. For many years, mortgage agencies were happy to lend money to people who couldn't afford it, but they did, because there was no loss. If borrowers default, they can charge higher interest rates and make more money on subprime loans.

They just confiscate the house and put it back on the market. They can pass on the risk to the mortgage insurance company, or package these mortgages into mortgage securities. It's easy to make money.

What's wrong with our financial system? The whole thing is a big plan. When the house sells like a hot cake, everything is fine. The lender makes it easier and easier to borrow High demand drives up the value of homes.

Higher home values mean that lenders can lend bigger mortgages, which also gives lenders some protection against foreclosure, all of which translates into more money for lenders, insurance companies and investors, and when their adjustable mortgages are finally adjusted, many borrowers come under fire for too many of them People's inability to pay their debts has led to liquidity problems and more foreclosures, while mortgage-backed securities are riskier and less valuable, leading to the likes of Lehman Brothers What's worse for investment companies like brothers is that insurers like AIG, which insures these bad loans, are also in trouble. The program worked well, but it reversed its course and now comes back to hurt everyone.

中文翻译：

是什么导致了金融危机我想我们可以用一个词来概括我们当前经济危机的原因多年来，抵押贷款机构很乐意把钱借给那些负担不起抵押贷款的人，但他们还是这么做了，因为没有任何损失。如果借款人违约，他们可以收取更高的利率，在次级贷款上赚更多的钱。他们只是把房子没收，然后再把它放回市场上去能够把风险转嫁给抵押保险公司，或者把这些抵押贷款打包成抵押贷款证券容易赚钱，而我们的金融系统出了什么问题整个事情都是一个大计划当房子像热卖的蛋糕一样热卖时一切都很好放贷者让借钱变得更容易，更高的需求推高了房屋价值更高的房屋价值意味着放贷人可以贷出更大的抵押贷款，这也给了放贷人一些防止止赎的保护所有这些都转化成了更多的钱给贷款人、保险公司和投资者，当他们的可调整抵押贷款最终调整时，许多借款人受到猛烈抨击，因为他们中的太多人无力偿还债务，这导致这些贷款人遭受流动性问题的困扰，并承受更多的止赎，而抵押担保证券的风险更大，价值更低，这导致了像雷曼兄弟（Lehman Brothers）这样的投资公司更糟糕的是，像美国国际集团（AIG）这样为这些不良贷款提供保险的保险公司也遇到了麻烦，这项计划运作良好，但它逆转了方向，现在又回来伤害了所有人。

万能作文模板2：经济危机

Once the financial crisis broke out, the living conditions of people in the world will drop sharply. If no measures are taken to cure the golobe economic system, the latest crisis broke out from the United States a few months ago and quickly spread to China, the largest developing country in the world. Since the outbreak of the crisis, thousands of factories in the eastern coastal cities have gone bankrupt====================.

中文翻译：

金融危机一爆发，世界人民的生活条件就会急剧下降，如果不采取任何措施来治愈戈洛贝经济体系，最近一次危机是几个月前从美国爆发的，并迅速蔓延到世界上最大的发展中国家中国，自危机爆发以来，东部沿海城市的数千家工厂已经破产====================。

满分英语范文3：经济危机

Financial crisis I think we can sum up the causes of our current economic crisis in one word. Over the years, mortgage lenders were happy to lend money to people who couldn't afford it, but they did, because there was no loss. These lenders were able to charge higher interest rates and make more money on subprime mortgages.

If borrowers default, they just They confiscate the house and put it back on the market. On this basis, they can pass on the risk to the mortgage insurance company, or package the mortgage into mortgage-backed securities. What's wrong with our financial system, the whole thing is a big plan.

When the house goes wrong, everything sells like a hot cake, and their value goes up every month. It's easier for lenders to borrow, and higher demand is driving up the value of homes. Higher home values mean that lenders can make bigger mortgages, which also gives lenders some protection against foreclosures, all of which translates into lenders, insurance companies and investors.

Unfortunately, when their adjustable mortgages were finally adjusted, many borrowers came under severe attack because too many of them were unable to pay their debts These lenders suffer from liquidity problems and suffer more foreclosures, while mortgage-backed securities are riskier and less valuable, leading to investments like Lehman Brothers Insurance companies like AIG, which insures these bad mortgages, are also in trouble. The program works well, but now it's in reverse, hurting everyone with vengeful wealth.

中文翻译：

金融危机我想我们可以用一个词来总结我们当前经济危机的原因多年来抵押贷款的人很乐意借钱给那些负担不起抵押贷款的人，但他们还是这样做了，因为没有什么损失，这些放贷人能够收取更高的利率，在次级抵押贷款上赚更多的钱贷款如果借款人违约，他们只是没收了房子，然后把它重新投放市场，在此基础上，他们可以把风险转嫁给抵押保险公司，或者把这些抵押贷款打包成抵押贷款证券。我们的金融系统出了什么问题，整个事情都是一个大计划，当房子出现问题时一切都很好像热蛋糕一样热卖，而且它们的价值每个月都在上升。放贷者更容易借钱，而更高的需求也推动了房屋价值的上升。

更高的房屋价值意味着放贷人可以发放更大的抵押贷款，这也给了放贷人一些保护措施，防止止赎，所有这些都转化为放贷人、保险公司和投资者不幸的是，当他们的可调整抵押贷款最终调整时，许多借款人遭到了猛烈抨击，因为他们中太多的人无力偿还债务，这导致这些贷款人遭受流动性问题的困扰，并承受更多的止赎权，而抵押贷款证券的风险更大，价值更低，从而导致投资像雷曼兄弟（Lehman Brothers）这样为这些不良抵押贷款提供保险的AIG这样的保险公司也陷入了困境，这项计划运作良好，但现在却反过来了，它正以报复性的财富伤害每个人。

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