关于”信用卡的出现“的英语作文模板5篇，作文题目：The emergence of credit cards。以下是关于信用卡的出现的考研英语模板，每篇作文均为真题模板带翻译。

高分英语作文1：The emergence of credit cards

Nowadays, credit cards are becoming more and more popular on campus. Banks pay more and more attention to students and formulate various policies to meet the needs of students. As far as I am concerned, people hold different opinions on students who have credit cards.

It is necessary for students to keep credit cards. This is one of the reasons for my opinion. It is convenient for students to deal with various financial problems.

Students can use credit cards to pay tuition fees and other expenses, which is safer than using credit cards to spend a large amount of money elsewhere. This is to teach students to improve their financial ability and develop good spending A good way to get used to money. For example, students who receive pocket money at the beginning of the month must make a consumption plan before spending with credit card, so that they will not be short of money in the end.

In addition, the overdraft function of credit card provides students who can not afford to pay tuition fees with the opportunity to continue education, although some students overdraw money from credit cards and buy luxury and unnecessary things, which will increase I think it is necessary for students to use credit cards, and they should be taught to use credit cards correctly and form correct consumption concepts.

中文翻译：

如今，信用卡在校园里越来越流行，银行越来越重视学生，并制定了各种政策来满足学生的需求。就我而言，人们对拥有信用卡的学生持有不同的看法，学生有必要保留信用卡这是我的观点的原因之一，它方便学生处理各种财务问题学生可以用信用卡支付学费和其他费用，这比用信用卡把一大笔钱花在其他地方更安全这是教会学生提高理财能力，养成良好的花钱习惯的好方法。例如，月初收到零用钱的学生，在用信用卡消费之前，必须先制定一个消费计划，这样他们就不会在最后缺钱了此外，信用卡的透支功能为那些付不起学费的学生提供了继续接受教育的机会，尽管有些学生从信用卡透支了钱，购买了奢侈和不必要的东西，这将增加他们的家庭经济负担，我认为利大于弊，我认为学生使用信用卡是必要的，而且应该教会他们正确使用信用卡，形成正确的消费观念。

万能作文模板2：

With the rapid development of economy, people's attitude towards life is also changing. At the same time, credit cards are becoming more and more popular. But what are the advantages and disadvantages of credit cards? First, it is quite convenient to use credit cards.

There is no cash stolen. Now people use cards instead of heavy ones. Second, credit cards represent great honor.

On the one hand, people who use credit cards show their special characters On the other hand, it has attracted people's attention that credit cards are not always so good. Credit cards can lead to overspending. Somehow, people pay more than they have, and then they are busy repaying money.

In my opinion, credit card cheating is more frequent. Credit card is good in our life, but we should use it carefully and only correctly Credit card can contribute to more convenient and safer life wealth.

中文翻译：

随着经济的飞速发展，人们的生活态度也在改变，同时信用卡也越来越普及，但是信用卡有什么优点和缺点，首先，使用信用卡是相当方便的，现金被盗是不存在的，现在人们用卡代替重卡第二，信用卡代表着巨大的荣誉，使用信用卡的人一方面显示了他的特殊身份，另一方面也引起了人们的注意，信用卡并不总是那么好的信用卡会导致超支，不知何故人们支付的钱比他们所拥有的要多，然后忙着还钱，而且在我看来信用卡作弊的情况更为频繁，信用卡在我们的生活中是有好处的，但是我们应该小心使用它，只有正确使用信用卡才能为更方便、更安全的生活财富做出贡献。

满分英语范文3：信用卡的出现

Credit cards are a no fuss cash substitute, and they are also a useful tool in an emergency, but the advantages of credit cards are far more than convenient for you to get the maximum benefits from credit cards. Using it to keep abreast of the latest situation, your credit card can help you track your expenses, save your receipts and work with you if you find any errors, if your letter If your credit card or account number has been frozen, and your credit card issuer provides optional security alert, you will not be responsible for any fees, register and automatically notify your account of any abnormal activities Your credit card issuers check for damage protection. Some credit cards provide protection if the goods you buy are substandard.

Many credit card companies provide payment due date reminders to avoid late fees. Use it to build your credit history. One of the main advantages of a credit card is that it can produce a positive effect on your credit score when you use it wisely By using your credit card regularly and paying monthly payments on time, you can build a reliable credit record, tell potential lenders "you can trust me" to save money.

When you insist on paying your bills on time, you can use higher credit scores to boost your credit score. You may be eligible for low interest rate mortgages, cars and other big ones With your card, you can get a variety of rewards, including: cash back on daily consumption, including gas and daily necessities, air mileage, which can be used to exchange travel or purchase discount travel. Please use this mileage to keep calm when traveling.

Check to see if your credit card offers you these credit card advantages: trip cancellation delay insurance baggage loss insurance travel and emergency assistance follow these tips you can find the right credit card.

中文翻译：

信用卡是一种无需大惊小怪的现金替代品，在紧急情况下它们也是一种有用的工具，但是信用卡的优点远远不止是方便你从信用卡中获取最大的好处使用它来掌握最新情况你的信用卡可以帮助你跟踪你的开支节省你的收据并与你的如果您发现任何错误，如果您的信用卡丢失或发现可疑的费用，请立即通知您的信用卡公司，在大多数情况下，请拨打您的账单或信用卡背面的号码，如果您的信用卡或账号已被冻结，并且您的信用卡发卡机构提供可选的安全警报，您将不承担任何费用，注册并自动通知您帐户上的任何异常活动与您的信用卡发卡机构检查有关损坏保护有些信用卡提供保护如果您购买的商品是不合格的许多信用卡公司提供付款到期日提醒注册这些提醒以避免收取滞纳金使用它建立你的信用记录信用卡的一个主要优点是，当你明智地使用它时，它可以对你的信用评分产生积极的影响，定期使用你的信用卡并按时支付月供，你可以建立一个可靠的信用记录，告诉潜在的贷款人“你可以信任我”用它来节省资金当你坚持按时支付你的账单，你可以用更高的信用分数来提高你的信用分数，你可能有资格享受低利率的抵押贷款，汽车和其他大项目下的道路，这可以节省你的钱用它来获得奖励用你的卡，你可以获得各种各样的奖励，其中：现金返还在日常消费上，包括汽油和日用品航空里程，可用于兑换旅行或购买折扣旅行。旅行时请使用该里程数以保持心情平静。检查您的信用卡是否为您提供了这些信用卡优势旅客：行程取消延误保险行李丢失保险旅行和紧急援助遵循这些提示，你可以找到合适的信用卡。

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