关于”信用卡的缺点“的英语作文模板5篇，作文题目：Disadvantages of credit cards。以下是关于信用卡的缺点的高二英语模板，每篇作文均为满分模板带翻译。
高分英语作文1：Disadvantages of credit cards
At present, various credit cards issued by major banks and shopping malls are booming in Colleges and universities across the country, and the number of college students is increasing. It is estimated that one fifth of students have at least one credit card. According to the latest data released by the Yangtze Evening News, before the appearance of this small piece of plastic, the growing popularity of credit cards on campus has its bright side and its own On the dark side, on the one hand, they don't have to put a lot of cash in their pockets, so they can enjoy the convenience of credit cards and buy expensive goods in installments.
On the other hand, these young people irresponsibly overuse credit cards. Most of them are just graduated from middle school. They have no ability to budget their money.
While enjoying the convenience brought by credit cards, I We can't ignore the obvious fact: in most cases, parents are our only source of income, rather than unlimited consumption. We should put learning at the top of our agenda and free ourselves from heavy dependence on our parents.
中文翻译：
信用卡目前，各大银行和购物中心发行的各种信用卡在全国高校蓬勃发展，大学生人数不断增加，据估计，五分之一的学生至少拥有一张信用卡，据《扬子晚报》最新公布的数据显示，在这一小块塑料出现之前，信用卡在校园里的日益普及有其光明的一面，也有其阴暗面，一方面，他们不必把大量的现金装进口袋里，可以享受信用卡的便利，分期购买昂贵的商品；另一方面，这些年轻人不负责任地过度使用信用卡，他们中的大多数是刚从中学毕业的人，他们没有能力预算他们的钱，在享受信用卡带来的诸多便利的同时，我们不能忽视一个显而易见的事实：在大多数情况下，父母是我们唯一的经济来源，而不是毫无限制地消费，我们应该把学习放在我们议程的首位，让自己摆脱对父母的严重依赖：。
万能作文模板
2：信用卡的缺点，If you have a bad credit history or no credit history, and you are willing to establish your credit card, then you can consider applying for a secured credit card. For those whose credit rating has been compromised, or for those who have not yet established a credit history, it is not easy to obtain an unguaranteed credit card. Lenders will hesitate to take risks.
A guaranteed credit card is almost similar to an unguaranteed credit card. Usually, it provides the same security and charging advantages. The only difference is that in order to obtain To guarantee a credit card, you have to pay a deposit to the credit card company, the amount of which is similar to your credit line.
This company guarantees that they will recover their money even if you prove it to be a bad credit risk. Guaranteed credit card works almost the same as a bank debit card, with the exception that the money cannot be withdrawn immediately and the user has to pay them monthly, which is similar to prepayment Credit card. However, prepaid card is a kind of prepaid card that can carry any amount of money, as well as the expenses to be deducted every time the capital is invested.
Some credit card companies may give you a limit slightly higher than your deposit. Other companies may only provide a limit lower than your deposit. If you have decided to have a guaranteed credit card, please make a comparison.
中文翻译：
如果你有不良信用记录或没有信用记录，并且你愿意建立你的信用卡，那么你可以考虑申请一张有担保的信用卡。对于那些信用评级被破坏的人，或者对于那些还没有建立信用记录的人来说，要获得一张无担保的信用卡并不容易，放款人会犹豫要不要冒险没有完美信用记录的人担保信用卡几乎类似于无担保信用卡，通常它提供相同的安全性和收费优势唯一的区别是，为了获得担保信用卡，你必须向信用卡公司支付一笔保证金，该公司的金额与你的类似信用额度这家公司保证他们会收回他们的钱，即使你证明是一个坏的信用风险担保信用卡的工作原理几乎相同的银行借记卡，例外是钱不能立即提取，用户必须每月支付他们也类似于预付信用卡，但是，预付卡是一种可以装载任何金额的预付卡，还有每次资金投入时都要扣除的费用有些信用卡公司可能会给你一个略高于你保证金的限额其他公司可能只提供低于你的保证金的限额如果你已经决定拥有一张有担保的信用卡，请货比三家看看。
满分英语范文
3：信用卡的缺点，Credit cards are a no fuss cash substitute, and they are also a useful tool in an emergency, but the advantages of credit cards are far more than convenient for you to get the maximum benefits from credit cards. Using it to keep abreast of the latest situation, your credit card can help you track your expenses, save your receipts and work with you if you find any errors, if your letter If your credit card or account number has been frozen, and your credit card issuer provides optional security alert, you will not be responsible for any fees, register and automatically notify your account of any abnormal activities Your credit card issuers check for damage protection. Some credit cards provide protection if the goods you buy are substandard.
Many credit card companies provide payment due date reminders to avoid late fees. Use it to build your credit history. One of the main advantages of a credit card is that it can produce a positive effect on your credit score when you use it wisely By using your credit card regularly and paying monthly payments on time, you can build a reliable credit record, tell potential lenders "you can trust me" to save money.
When you insist on paying your bills on time, you can use higher credit scores to boost your credit score. You may be eligible for low interest rate mortgages, cars and other big ones With your card, you can get a variety of rewards, including: cash back on daily consumption, including gas and daily necessities, air mileage, which can be used to exchange travel or purchase discount travel. Please use this mileage to keep calm when traveling.
Check to see if your credit card offers you these credit card advantages: trip cancellation delay insurance baggage loss insurance travel and emergency assistance follow these tips you can find the right credit card.
中文翻译：
信用卡是一种无需大惊小怪的现金替代品，在紧急情况下它们也是一种有用的工具，但是信用卡的优点远远不止是方便你从信用卡中获取最大的好处使用它来掌握最新情况你的信用卡可以帮助你跟踪你的开支节省你的收据并与你的如果您发现任何错误，如果您的信用卡丢失或发现可疑的费用，请立即通知您的信用卡公司，在大多数情况下，请拨打您的账单或信用卡背面的号码，如果您的信用卡或账号已被冻结，并且您的信用卡发卡机构提供可选的安全警报，您将不承担任何费用，注册并自动通知您帐户上的任何异常活动与您的信用卡发卡机构检查有关损坏保护有些信用卡提供保护如果您购买的商品是不合格的许多信用卡公司提供付款到期日提醒注册这些提醒以避免收取滞纳金使用它建立你的信用记录信用卡的一个主要优点是，当你明智地使用它时，它可以对你的信用评分产生积极的影响，定期使用你的信用卡并按时支付月供，你可以建立一个可靠的信用记录，告诉潜在的贷款人“你可以信任我”用它来节省资金当你坚持按时支付你的账单，你可以用更高的信用分数来提高你的信用分数，你可能有资格享受低利率的抵押贷款，汽车和其他大项目下的道路，这可以节省你的钱用它来获得奖励用你的卡，你可以获得各种各样的奖励，其中：现金返还在日常消费上，包括汽油和日用品航空里程，可用于兑换旅行或购买折扣旅行。旅行时请使用该里程数以保持心情平静。检查您的信用卡是否为您提供了这些信用卡优势旅客：行程取消延误保险行李丢失保险旅行和紧急援助遵循这些提示，你可以找到合适的信用卡。
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