关于”信用卡的利弊“的英语作文模板3篇，作文题目：Advantages and disadvantages of credit card。以下是关于信用卡的利弊的雅思英语模板，每篇作文均为真题模板带翻译。

高分英语作文1：Advantages and disadvantages of credit card

At present, various credit cards issued by major banks and shopping malls are booming in Colleges and universities across the country, and the number of college students is increasing. It is estimated that one fifth of students have at least one credit card. According to the latest data released by the Yangtze Evening News, before the appearance of this small piece of plastic, the growing popularity of credit cards on campus has its bright side and its own On the dark side, on the one hand, they don't have to put a lot of cash in their pockets, so they can enjoy the convenience of credit cards and buy expensive goods in installments.

On the other hand, these young people irresponsibly overuse credit cards. Most of them are just graduated from middle school. They have no ability to budget their money.

While enjoying the convenience brought by credit cards, I We can't ignore the obvious fact: in most cases, parents are our only source of income, rather than unlimited consumption. We should put learning at the top of our agenda and free ourselves from heavy dependence on our parents.

中文翻译：

信用卡目前，各大银行和购物中心发行的各种信用卡在全国高校蓬勃发展，大学生人数不断增加，据估计，五分之一的学生至少拥有一张信用卡，据《扬子晚报》最新公布的数据显示，在这一小块塑料出现之前，信用卡在校园里的日益普及有其光明的一面，也有其阴暗面，一方面，他们不必把大量的现金装进口袋里，可以享受信用卡的便利，分期购买昂贵的商品；另一方面，这些年轻人不负责任地过度使用信用卡，他们中的大多数是刚从中学毕业的人，他们没有能力预算他们的钱，在享受信用卡带来的诸多便利的同时，我们不能忽视一个显而易见的事实：在大多数情况下，父母是我们唯一的经济来源，而不是毫无限制地消费，我们应该把学习放在我们议程的首位，让自己摆脱对父母的严重依赖：。

万能作文模板2：信用卡的优缺点

With the development of economy and the modernization of the world, people used to buy things by giving money, but now, there are all kinds of payment methods. The most popular way is credit card. People don't need to take so much money.

Credit card is a good way to pay. At the same time, we should pay attention to the convenience that credit card brings to people's life They don't have to worry about being robbed. If the credit card is lost, you can also feel safe.

The person who takes your credit card can't take the money because he doesn't have the password. The person who uses the credit card knows that he can use more money than the credit card has, so he can spend more money, but this is also true A temptation, people need to pay back, credit card is the product of civilization, it brings convenience to people at the same time has temptation, we should take measures when using credit card.

中文翻译：

随着经济的发展和世界的现代化，以前人们买东西的方式是给钱，但是现在，有各种各样的付账方式最流行的方式是信用卡，人们不需要带那么多钱，他们可以随心所欲地支付信用卡是一种很好的付账方式，同时我们也要注意信用卡给人们的生活带来了方便人们可以随身携带一点钱，用信用卡可以买到他们想要的东西，他们不必担心被抢，如果信用卡丢失了，你也可以感到安全，拿走你的信用卡的人不能拿走钱，因为他不拥有密码使用信用卡的人知道他可以使用比信用卡拥有的更多的钱，所以他可以花更多的钱，但这也是一种诱惑，人们需要还钱，信用卡是文明的产物，它在给人们带来方便的同时又具有诱惑力，我们在使用信用卡时要采取措施。

满分英语范文3：信用卡的利弊

Note: for this part, you can write a short article about credit card in a few minutes. You should write at least one article according to the following Chinese outline: personal credit card is becoming more and more popular in China. Banks and other financial institutions are encouraging customers to change the way they buy credit cards.

The so-called "plastic currency" is being offered on very favorable terms to encourage the elimination of credit cards Many people think that this is an advantage, but people need to be careful about the risk of credit cards. Some people find it easy to exceed their budget. They will be tempted to buy goods they don't really need, and will soon be overburdened by debt.

Credit cards usually charge high interest rates, which aggravate their problems. However, credit cards are not easy to get out of budget, Smart use of credit cards can improve people's quality of life. They can give people money to cope with sudden unexpected expenses.

They can let people control their expenses. Monthly reports provide a record of where their money has gone.

中文翻译：

说明：对于这部分，你可以用几分钟的时间写一篇关于信用卡的短文，你应该至少按照下面的中文大纲写一篇文章：个人信用卡在中国越来越普遍，银行和其他金融机构正在鼓励客户改变购买信用卡的方式，所谓的“塑料货币”正以非常优惠的条件提供，以鼓励消费者现在能够购买的改变，以后付款，很多人认为这是一种优势，但是人们需要小心信用卡有风险有些人发现很容易超出预算他们会被诱惑去购买他们并不真正需要的商品，并且会很快因债务而负担过重信用卡通常会收取很高的利息，这加剧了这些人的问题然而，明智地使用信用卡可以改善人们的生活质量他们可以让人们获得钱来应付突然发生的意外开支，他们可以让人们控制他们的支出，每月的报表提供了他们的钱去了哪里的记录。

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