关于”金融管理“的英语作文范文2篇，作文题目：。以下是关于金融管理的八级英语范文，每篇作文均为满分范文带翻译。

高分英语作文1：

The impact of the global financial crisis is becoming more and more serious, and the impact on China's economy is also further expanding, and even extends from the news to all aspects of society, such as manufacturing, energy, food, it, and so on. Many international companies have gone bankrupt, more companies have begun to close down and laid off staff, and the original recruitment plan around us has been cancelled. Many people can not find jobs.

This is a global economy In the face of the economic crisis, no one can ignore it. We can only do nothing. Nothing has two sides.

The financial crisis also makes investors pay attention to the long-term growth prospects. For example, the new energy sector also provides an opportunity for China to increase investment in new energy. We will use our wisdom and potential to find a way to overcome it.

This is the only way to minimize the crisis Path, can also be safe in this crisis.

中文翻译：

全球金融危机的影响越来越严重，对中国经济的影响也在进一步扩大，甚至从新闻上延伸到社会的各个方面，如制造业、能源、食品、it等，许多国际公司破产，更多的公司开始倒闭裁员，也取消了我们身边原来的招聘计划，很多人找不到工作这是一场全球性的经济危机，面对危机谁也不能忽视，我们只能无济于事，没有任何事情都有两面性金融危机也让投资者关注长期增长前景领域比如，新能源领域它也为中国提供了增加新能源投入的机会，我们将运用自己的智慧、潜力，找到克服它的办法这是将危机降到最低的唯一途径，也可以在这场危机中安然无恙。

万能作文模板

2：，Financial crisis I think we can sum up the causes of our current economic crisis in one word. Over the years, mortgage lenders were happy to lend money to people who couldn't afford it, but they did, because there was no loss. These lenders were able to charge higher interest rates and make more money on subprime mortgages.

If borrowers default, they just They confiscate the house and put it back on the market. On this basis, they can pass on the risk to the mortgage insurance company, or package the mortgage into mortgage-backed securities. What's wrong with our financial system, the whole thing is a big plan.

When the house goes wrong, everything sells like a hot cake, and their value goes up every month. It's easier for lenders to borrow, and higher demand is driving up the value of homes. Higher home values mean that lenders can make bigger mortgages, which also gives lenders some protection against foreclosures, all of which translates into lenders, insurance companies and investors.

Unfortunately, when their adjustable mortgages were finally adjusted, many borrowers came under severe attack because too many of them were unable to pay their debts These lenders suffer from liquidity problems and suffer more foreclosures, while mortgage-backed securities are riskier and less valuable, leading to investments like Lehman Brothers Insurance companies like AIG, which insures these bad mortgages, are also in trouble. The program works well, but now it's in reverse, hurting everyone with vengeful wealth.

中文翻译：

金融危机我想我们可以用一个词来总结我们当前经济危机的原因多年来抵押贷款的人很乐意借钱给那些负担不起抵押贷款的人，但他们还是这样做了，因为没有什么损失，这些放贷人能够收取更高的利率，在次级抵押贷款上赚更多的钱贷款如果借款人违约，他们只是没收了房子，然后把它重新投放市场，在此基础上，他们可以把风险转嫁给抵押保险公司，或者把这些抵押贷款打包成抵押贷款证券。我们的金融系统出了什么问题，整个事情都是一个大计划，当房子出现问题时一切都很好像热蛋糕一样热卖，而且它们的价值每个月都在上升。放贷者更容易借钱，而更高的需求也推动了房屋价值的上升。

更高的房屋价值意味着放贷人可以发放更大的抵押贷款，这也给了放贷人一些保护措施，防止止赎，所有这些都转化为放贷人、保险公司和投资者不幸的是，当他们的可调整抵押贷款最终调整时，许多借款人遭到了猛烈抨击，因为他们中太多的人无力偿还债务，这导致这些贷款人遭受流动性问题的困扰，并承受更多的止赎权，而抵押贷款证券的风险更大，价值更低，从而导致投资像雷曼兄弟（Lehman Brothers）这样为这些不良抵押贷款提供保险的AIG这样的保险公司也陷入了困境，这项计划运作良好，但现在却反过来了，它正以报复性的财富伤害每个人。

满分英语范文

3：金融管理，Property securitization was first promoted by us at the beginning of last century. After half a century of development, property securitization has been suitable for popularization in developed countries. From the experience of property securitization in the United States, Japan and European developed countries, mortgage-backed securitization is an important breakthrough point in the current real estate securitization.

It is imminent to carry out the securitization of housing mortgage loan in China In order to solve all kinds of contradictions and problems encountered in the process of China's economic operation, this paper, with the help of the successful mode of Europe and the United States, analyzes the mode of housing mortgage securitization suitable for China's national conditions. By comparing and analyzing the environment faced by the European and American countries in developing housing mortgage loan, this paper discusses the understanding of China's housing mortgage securitization and develops housing mortgage This paper discusses the difficulties in the securitization of mortgage loan, and puts forward some solutions to this problem.

中文翻译：

物业证券化由我们在上世纪初率先推广，经过半个世纪的发展，物业证券化在发达国家已经适合普及从美国、日本和欧洲发达国家的物业证券化经验来看，住房抵押贷款证券化是当前房地产证券化的重要突破点，在我国推行住房抵押贷款证券化呼之欲出，希望能带来一系列良性发展，解决我国经济运行过程中遇到的各种矛盾和问题本文借助欧美的成功模式，同时分析了适合我国国情的住房抵押贷款证券化模式，通过与欧美国家开展住房抵押贷款所面临的环境作比较分析，探讨了我国对住房抵押贷款证券化的认识开展住房抵押贷款证券化面临的困难，并针对这一问题提出了解决办法。

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