关于”信用卡的利与弊“的英语作文模板2篇，作文题目：。以下是关于信用卡的利与弊的小升初英语模板，每篇作文均为万能模板带翻译。

高分英语作文1：

Nowadays, credit cards are becoming more and more popular on campus as banks increasingly pay students loans and formulate policies to meet their needs. As far as I'm concerned, people hold different opinions about students who have credit cards. For students, it's necessary to keep credit cards.

This is the reason for my point of view. On the one hand, it is convenient for students to deal with various financial institutions. Students can use credit cards to pay for tuition and other expenses, which is safer than a large amount of money in their pocket.

On the other hand, using credit card is a good way to teach students to improve their financial ability and develop the habit of spending money. For example, students who receive pocket money at the beginning of the month must make a consumption plan before using credit card to spend, so that they will not be short of money at the end of the month. The overdraft function of credit card provides students who can not afford to pay tuition fees with the opportunity to continue their education, although some students have overdrawn money with credit cards and bought luxury and unnecessary things, which will increase their income I think it is necessary for students to use credit cards, and we should educate them to use credit cards correctly and form correct consumption concepts.

中文翻译：

如今，信用卡在校园里越来越受欢迎，因为银行越来越多地向学生支付贷款，并制定各种政策来迎合学生的需要。就我而言，人们对拥有信用卡的学生持有不同的看法，对学生来说，保存信用卡是必要的。这是我的观点的原因。

一方面，它方便学生与各种金融机构打交道。学生可以用信用卡支付学费和其他费用，这比口袋里的一大笔钱更安全。另一方面，使用信用卡是一种教学生提高理财能力，养成花钱习惯的好方法。

例如，月初收到零用钱的学生，在使用信用卡消费之前，必须制定一个消费计划，这样他们在月底也不会缺钱，信用卡的透支功能为那些付不起学费的学生提供了继续接受教育的机会，尽管有些学生用信用卡透支了钱，购买了奢侈而不必要的东西，这会增加他们的家庭经济负担，我认为利大于弊，我认为学生使用信用卡是必要的，而且应该教育他们正确使用信用卡，形成正确的消费观念。

万能作文模板2：

Nowadays, with the development of the Internet, it is much easier for people to carry out transactions without carrying paper money. On the contrary, they can use credit cards and click on computers. After the transaction is completed, credit cards are very popular.

Many people choose to use them. But we need to be careful. On the one hand, credit cards bring a lot of wealth to people.

When people have a lot of money on hand, they will be strong Strong desire to spend and buy what they want. Some people can't control themselves. Credit cards bring satisfaction to people.

On the other hand, when people spend ahead of time, credit cards make people bear a lot of money, which means they need to return the credit cards. Some people become slaves of credit cards. They need to pay off part of the money every month.

They don't earn much, but they need to take them out Part of the salary is used to pay off the debt. Every coin has two sides. Credit cards bring happiness to people.

At the same time, if people use it improperly, they can be slaves.

中文翻译：

如今，随着互联网的发展，人们不必携带纸币进行交易变得容易得多，相反，他们可以使用信用卡，然后点击电脑，交易完成后信用卡非常流行，很多人选择使用它，但我们需要小心一方面，信用卡给人们带来了大量的财富当人们手头有很多钱的时候，他们会有强烈的消费欲望和购买他们想要的东西有些人无法控制自己信用卡给人们带来满足感另一方面，当人们提前消费时，信用卡会让人负担很多钱，这意味着他们需要归还信用卡有些人变成了信用卡的奴隶，他们每个月需要还清一部分钱他们挣的不多，但是他们需要拿出一部分工资来偿还债务每个硬币都有两面性信用卡给人们带来快乐，同时，如果人们使用不当，他们可以是奴隶。

满分英语范文3：信用卡的利与弊

Note: in this section, you can write a short essay about credit card in a few minutes. You should at least write down the following words according to the Chinese outline given below: credit card personal credit card is becoming more and more popular in China. Other financial institutions are encouraging their customers to change their way of buying things.

Credit cards (also known as plastic money) are being offered on very good terms to encourage consumers to change the way they can buy now and pay later. Many people think that this is an advantage, but people need to be careful that credit cards are dangerous. Some people find that credit cards are dangerous It's easy to go beyond their budget to buy goods they don't really need, and they'll soon be overburdened by debt.

Credit cards usually charge high interest rates, which exacerbate their problems. Using credit cards wisely can improve people's quality of life. They can give people money to cope with sudden unexpected expenses.

They can let people control them Their expenses, monthly reports provide a record of where their money went.

中文翻译：

说明：在这一部分，你可以用几分钟的时间写一篇关于信用卡的短文，你应该至少按照下面给出的中文提纲写下以下几个字： 信用卡 个人信用卡在中国越来越普遍，其他金融机构正在鼓励他们的客户改变他们的方式买东西信用卡（又称塑料货币）正以非常好的条件提供，以鼓励消费者改变现在可以购买，以后付款，许多人认为这是一种优势，但人们需要小心信用卡有危险，有些人发现很容易超出他们的预算购买他们并不真正需要的商品，而且很快就会因债务而负担过重信用卡通常会收取很高的利息，这加剧了这些人的问题，明智地使用信用卡可以提高人们的生活质量，他们可以让人们获得钱来应付突然发生的意外开支，他们可以让人们控制他们的支出，每月的报表提供他们的钱去了哪里的记录。

标签： 小升初 作文 万能 利与弊